How to Make Money Online in Ghana

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Making money is not limited to those who are employed or business owners alone, you can make money online legitimately in Ghana with your smartphone or laptop from the comfort of your home. 

Most times, all you need to make money online in Ghana is your gadgets, a digital skill, and the correct information about the legit platforms you can visit to earn money.

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When I talk about making money online in Ghana, I am referring to the legit ways you can work online and get paid immediately.

9 ways to Make Money Online in Ghana

1. Freelancing

You can make money online in Ghana through freelancing. Being a freelancer is very rewarding especially if you have the skills and you are on the right platform. Not only does freelancing allow you to work from any location, but it also allows you to earn some money. To become a freelancer, you are required to have digital skills and register on any freelancing platform of your choice.

It is very easy to skill up now than 10 years ago, you can pay for a course on platform like Udemy or watch free videos on YouTube to develop yourself on any chosen skill of your choice. The bottom line is, you must be willing to invest a little time and resources to develop yourself because there is a good return on investment when you get the skill.

A skill like SEO and Backlink building is currently trending on Fiverr and Upwork, you can learn about it, create a profile on Upwork or Fiverr, search for jobs on those platform and build your portfolio. Don’t look at the money at beginning, focus on relationship building and growing your portfolio, then the money will come in.

Other digital skills you can invest in as a freelancer in Ghana include Wikipedia Content Editor, copywriting, content writing, web design, software development, graphics design, video animation, etc.

2. Forex trading

If you have background knowledge in finance or love to explore that niche, then you can consider going into forex trading. Forex trading involves the buying and selling of different currencies. In simple terms, traders buy a currency when the price is low and sell when the price gets high. It is a very profitable way to earn money online; it is recorded to be the largest market in the world. Although, it is a bit risky because it deals with money and emotions.

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To be successful in forex trading, you are expected to learn how the forex market works, understand how trading platforms works, and learn the market strategies to adopt when trading to avoid running at a loss. Unlike others, trading is not something you should just jump into because you can lose all your investment due to so many factors. First, do more research on forex trading, study, learn and understand how the forex market works, open a demo account, test and see if the risk involve is something you can leverage on before taking any decision.

3. Surveys

Surveys are one of the easiest ways to make money online in Ghana. You only need a smartphone and a reliable internet connection for this money making strategy. You would be required to sign up to different online platforms where surveys are conducted frequently, fill out surveys relevant to you, and get paid when you are done.

Some sites you can visit for surveys in Ghana include Trivia Ghana, Surveynow,, SurveySavvy, Ysense, etc.

A note of warning, survey will not make you rich, but you can earn some cents while doing some fun activities online. However, the fastest way to make money with this method is to join any survey affiliate program like Ysense, and refer as many people as you can. The secret here is that the more active people you have, the more money you make.

4. Affiliate marketing

It is quite understandable that most people assume that affiliate marketing is a waste of time. Well, that only happens when you do not understand how affiliate marketing works. Affiliate marketing is simply a process of marketing products and services for businesses and getting paid according to the number of referrals you bring.

The problem with affiliate marketing is that it works better when you apply influencer marketing. So, it is advisable for you to understand how digital marketing works before you dive into affiliate marketing. One easy tip on how to make money online in Ghana through affiliate marketing is to connect directly with business owners and offer to help sell their products or services.

For instance you can find a brand with a product that is in high demand, reach out to them to become one of their promoter and earn commission depending on their payment model.

Read: How to Make Money through Affiliate Marketing in Africa

5. Blogging

Blogging is one of the profitable ways to make money online in Ghana. All you need is to understand how to manage a website, learn SEO, write content/copies, and understand digital marketing. You will be required to have your own blog/website where you will be posting content to attract visitors to the site. The content can be articles, news reports, comedy videos, memes, music, etc.,

When your blog has enough reach, you can then move to monetize it by offering slots for sponsored posts, guest blog posts, affiliate marketing, and banner adverts. As a blogger in Ghana, you can also make money from Google Adsense.

Read: How to Start Blogging as a Business in 2022

6. Social Media Influencing

Social media influencing is currently one of the top ways Ghanaian youths explore when it comes to learning how to make money online in Ghana. It has led to the popularity of “content creators” who uses social media platforms like TikTok, Instagram, Facebook, YouTube, etc., to create content and market for business.

The good thing about social media influencing is that anyone can become a social media influencer as long as they have something important to share. If you are good with skit making, cooking, dancing, singing, etc., you can start a Youtube channel, with a little passion, consistency and a bit of luck you can become one of the top influencers in Ghana in as little as 6 months of dedication and hard-work.

7. Become and online Tutor

Another step to take on how to make money online in Ghana is by sharing knowledge with people who need them. Tutoring is an exciting way to earn money online; you get paid to teach people, sell courses, and gain popularity by becoming an influencer in your preferred niche. With the popularity you gain from this, you can decide to influence other brands. In summary, online tutoring is a very profitable niche to explore. Platforms you can join to start making money in Ghana as an online tutor include YouTube (create a YouTube Channel) evolCampus, Selar, KoboCourse, and Udemy.

8. Remote jobs

A remote job is also a form of freelancing, but in this case, you are to work full-time for a company without having to go to work physically. Most Ghanaians working for international organizations like Google and Facebook do so remotely. To get remote jobs in Ghana, you will be expected to have some required skills or experience in the line of work you applied to.

Getting a remote job can be compared to searching for a regular job; the only difference is that you work virtually. You are expected to have your work tools; smartphone, laptop, wifi, and a home office when you are working remotely. Some sites you can visit to get full-time remote jobs in Ghana include Upwork, Toptal, and LinkedIn.

Read: Remote Working in Africa: All you Need to Know

9. Dropshipping

Dropshippers are like the middlemen in the supply chain distribution whose only duty is to connect sellers to buyers through marketing. The advantage of being a dropshipper is that you can start the business with little or no capital and sell at the lowest prices to the consumers.

Most online vendors are dropshippers; they post pictures of the products sent by dropshippers on their social media pages, run sponsored adverts, and reach out to producers/retailers to make the delivery to customers whenever they have an order. The disadvantage of dropshipping is that it takes time and can be risky since there is no physical contact between you and the producers/retailers. Nevertheless, Dropshipping is one of the most affordable tips on how to make money online in Ghana.

Final Thoughts on How to Make Money online in Ghana

If you have been wondering how to make money online in Ghana, you do not have to stress much again; in this article, I provided ten helpful ways to make money online. People have tested these tips over time, and they have been proven to be helpful. However, you need to understand that nothing comes easy; you must invest your time, tools, and money to get a good result. I hope these tips work for you. All the best.

Frequently Asked questions

How can I get paid online in Ghana

There are many ways you can get paid online in Ghana. If you are working as a forex trader or you are using Google Adsense to monetize your blog, your payment will go straight to your bank account or credit card. Other payment methods can include PayPal, international transfer, etc. The bottom line is that every program you do online has a payment method, read and understand if the payment methods favors you before you start.

What app can I use to Make Money in Ghana

Some of the apps you can use to make money online in Ghana include MT4, Deriv X and MT5 for forex traders, Upwork (for freelancing), Click worker, Fiverr, etc.,

How Can I Use WhatsApp to Make money in Ghana

You can use WhatsApp as a marketing channel to promote your business or content. Recently WhatsApp enabled a new feature on their platform called “Channel”, you can create a channel on WhatsApp  to share your contents or promote your product to drive sells.




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