5 Low Capital Business Ideas You Can Start in Africa

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Are you looking for low capital business ideas that you can invest in? Well, you’ve come to the right place. Setting up an innovative business idea in Africa will take you on an exciting journey filled with challenges, rewards, and learning experiences.

However, it’s not as easy as it seems at first glance. There are certain difficulties you might encounter when starting a business in this part of the world, especially if you have little money to invest.

The business world is a jungle, and so is starting a business. In order to succeed in an increasingly competitive market, you need to find a business idea that is not only profitable but also has the potential to be sustainable given your resources and skillset as an entrepreneur.

Hence, we are bringing to you some very unique low capital business ideas that may play to your strengths, latest market trends, and could be something you have a personal passion for, and the best part is that they only require a little capital to kick-start.

5 Low Capital Business Ideas You Can Start in Africa

Home Cleaning Services

If you are passionate about cleaning and have the skills to match, then starting a home cleaning services business could be just what you are looking for.

It’s a low-capital investment opportunity, making it ideal for first-time entrepreneurs. You can start by finding clients on social media, meeting with them, and providing an estimate for the cleaning services they require.

Alternatively, you can walk around your neighbourhood and ask for cleaning jobs. Once you’ve acquired a few clients, you can schedule their cleanings according to their needs.

However, you may need to take into consideration the cost of cleaning equipment, such as cleaning tools, buckets, brooms, vacuum cleaners, and other cleaning materials.

There are several benefits to choosing this business idea, such as it doesn’t require specific skills or training and can be done as a side hustle.

Food Delivery Service

Food delivery services have been on the rise given the convenience they bring to their customers. This is a low capital business idea given that you can get started with a car or bicycle and a smartphone.

You can start your food delivery service by partnering with local restaurant owners who would benefit from increasing their customer base.

At first, you can only focus on delivering food from nearby restaurants, but later on, you can also offer other services such as providing grocery items from grocery stores, gift items from gift shops, or other miscellaneous items from e-commerce websites.

Join the gig economy

The freelance, or “gig,” economy is a growing sector worldwide. Working remotely to earn money while maintaining a flexible schedule is a dream come true for many individuals. You can join the gig economy and earn through platforms such as Upwork, Freelancer, and Fiverr.

African entrepreneurs have taken advantage of this sector and are thriving. This could be a very lucrative business for you if you choose to become an expert in a field where you have great knowledge and are passionate about it.

However, before you join the gig economy, you should ensure that your field of expertise has a high demand so that you can make money.

Moreover, you should choose the right platform to join and be patient while growing your business. Success rarely happens overnight, and you will have to put in the work required to become successful.

African-Inspired Fashion Brand

If you have a keen interest in fashion and want to make it your career, this could be the best low-capital business idea for you. Fashion is one of the most lucrative industries in the world and is projected to grow to a value of $2 trillion by 2026.

Given the immense potential, there is no better time to start your African-inspired fashion brand than now. To start this business, you will need to conduct thorough research to understand the fashion industry, come up with a unique African-inspired fashion design, and source the right materials.

You can set up an online store to sell your clothes, and you must understand that in order to succeed in this business, you need to be very innovative and creative.

Print-on-Demand Business

This is a low-capital business idea if you love designing T-shirts and have a creative mind. If you have been to a music festival or a sports event recently, there is a good chance that you have seen people wearing T-shirts with a funny or inspirational message printed on them.

To start this business, you need to understand the demand for print-on-demand T-shirts and come up with a unique design that people will be willing to pay for.

You can set up an online store to sell your T-shirts or sign up with an online marketplace such as Jumia. You can also consider selling your T-shirts offline at events such as music festivals and sports games.

What you need to know before starting a business in Africa?


There is no other way around it. If you want to succeed as an entrepreneur, you need to know your industry inside out. You need to know what your customers want, what their problems are, and what would make them happy. You need to also know your competitors and how you can best them.


Starting a business is not an easy task. There will be plenty of ups and downs, and you will need tons of patience along the way. Things will not always go according to plan, and there will be periods when you doubt yourself, but if you remain persistent, you will succeed.


There are many distractions in the business world, and you can easily get pulled in different directions. You need to make sure that you focus on one thing at a time. Having too many ideas is a bad thing, and you don’t want to be spread too thin.

A Word of Caution before You Start

Starting a business is an exciting journey, but it’s also challenging. You will experience highs and lows, but it’s important to remain focused on your goals, and you need to make sure that you don’t let the challenges get to you.

The industry you choose to enter will dictate the amount of capital you need. However, you should always keep in mind that investing your own money comes with a risk, and you should be prepared to lose out if things don’t go as planned.

Ultimately, entrepreneurship is not for the faint-hearted. It’s not for those who want a laid-back and relaxed lifestyle where you can just sit back and earn a passive income. It’s for those who want to be in control of their lives: those who want to make a difference and create positive change in the world.

Final Thoughts

Listed above are some of the low-capital business ideas you can start in Africa. These businesses have lower start-up costs, which means that you don’t necessarily need to have a lot of money to invest. You can find the perfect idea that fits your personality and get started today.

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